CosmoProf Credit Card Review: Benefits and Drawbacks
Table of Contents Do you want to know more about the CosmoProf Credit Card? Want to find out what the benefits are and whether it
Amazon is the most popular online marketplace, which has become integral to daily life. Whether electronics, books, phones, TVs, gifts for someone, or groceries, Amazon is the first name that comes to mind.
It has created a buzz in people’s minds worldwide for two reasons. One is the wide variety of their product line, and the second is their amazing customer service.
To enhance their shopping experience and provide greater customer benefits, Amazon has introduced credit card services with different lending partners.
Amazon provides mainly two credit cards, Amazon Credit Cards (Amazon Visa and Prime Visa) and Amazon Store Credit Cards and Secured Cards, in collaboration with Chase and Synchrony. Other options include Amazon Gift Card, Amazon Business American Express Card, or Visa Card.
It has made shopping easier with more cash rewards or discount offers. However, it is a loan that needs to be repaid, and it may put a huge financial burden if customers don’t plan their purchases without keeping this in mind.
So, there may be a situation when customers may want to cancel the Amazon card, be it the reason mentioned above or anything else, but they don’t know how.
So, if you want to know how to cancel Amazon credit card, this guide will help you do so in easy steps.
Step 1: Before you start the cancelation process, you need to keep some things handy that will be required during the process.
Step 2: Next, Call Amazon Customer Service at (800) 945-2000, and once connected, ask them to help you with the cancelation process of the Amazon Credit Card.
Step 3: The representative would then verify your name, address, and card details, which you must provide when asked during the process.
Step 4: Once the verification is complete, they will check if you have any unpaid bills, and if there is any due amount, you need to pay your due bills even after you proceed with your cancelation process.
Step 5: They will process your request and cancel your Amazon Credit Card. However, you must keep paying the minimum per their terms and conditions until your unpaid bills are fully paid.
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If you don’t want to cancel the card by calling the Customer Service or helpline number but still want to know how to cancel Amazon Credit Card, then you can follow this alternate method.
Amazon Store Credit Card and Secured Credit Card are offered in collaboration with Synchrony. Hence, calling the above number won’t do.
Please follow these steps:
You can manage your Amazon Store Credit Card or Amazon Secured Card Account online or address other credit card concerns at Synchrony’s Website.
You can even call Synchrony’s Customer Service at 877-295-2080 to cancel your Amazon Store Credit Card or Secured Credit Card.
The most frequently asked questions are as follows:
Amazon does not charge fees for closing Amazon Credit Card, but you need to pay the outstanding bills to process the cancelation process and eventually cancel the card.
Whether or not canceling a credit card affects your credit score depends on many factors. Suppose your Amazon Store Credit Card is old, with a high credit line and a high credit utilization ratio, and you have a weak credit history with late payments. In that case, it may significantly affect your credit score. Please assess your situation before canceling your Amazon Store Credit Card.
To delete any payment method like credit card or debit card from Amazon.com, follow the steps:
Yes, it is quite easy. You need to call Amazon Customer Service at (800) 945-2000; alternatively, you can even call the card issuer’s customer service number to cancel the card.
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I hope you now know how to cancel Amazon Credit Card and also the Amazon Store Credit Card. Although these cards are great, and they even offer amazing benefits such as no annual credit card fee, cash rewards, or discounts on purchases made through Amazon, it also adversely affects your buying habit and may impact your financial condition.
Hence, if you want to cancel these credit cards to eliminate these buying addictions or for any other reason, you can follow this simple guide to complete the process without hassle.
Disclaimer: The information provided in this article is for informational purposes only and should not be construed as financial advice. The author’s opinions are their own and should not be taken as a recommendation to invest in any particular product or service. It is strongly advised that you consult a financial advisor before making investment decisions. Investing always carries risk, and it is up to each individual to consider their options and make informed choices carefully.
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