Do you want to know more about the CosmoProf Credit Card? Want to find out what the benefits are and whether it is suitable for your needs?
This article thoroughly analyses all aspects of the CosmoProf Credit Card, which would help you make a more informed decision.
Sally Beauty Holdings, Inc. (NYSE: SBH) is an international brand renowned globally as a retailer and distributor of professional supplies related to the beauty and salon industry.
Ray Farber started the Sally Beauty Company, named after her daughter Sally with a flagship store on Magazine Street. It was later sold to Alberto-Culver, who opened the first store of Sally Beauty Holdings in New Orleans in 1964.
The company sells its products in its 5062 stores, including 158 franchises through Sally Beauty Supply and Beauty Systems Group.
They operate globally, including the United States, Puerto Rico, Canada, Mexico, Chile, Peru, the United Kingdom, Ireland, Belgium, France, the Netherlands, Spain, and Germany.
They offer 8000 types of products hair color, hair care, skin care, and nails. They have proprietary brands such as Ion, Generic Value Products, Beyond the Zone, and Silk Elements.
They also have professional lines such as Wella, Clairol, OPI, Conair, and Hot Shot Tools.
Company Name | Sally Beauty Holdings, Inc. |
Founder | Alberto Culver – He founded the spinoff of Sally Beauty Company |
Year Founded | 1964 |
Headquarters | Denton, Texas, USA |
CEO | Denise Paulonis |
Industry | Personal Products |
Number of Employees | 29,000 |
Market Cap | $1.65 billion |
Revenue | $3.79 billion |
Website |
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Beauty Systems Group, or BSG is a subsidiary of Sally Beauty Holdings, Inc. Beauty Systems Group (BSG), a network of stores and Direct Sales Consultants focused on selling exclusive brands related to the salon industry to licensed professionals from the beauty industry.
BSG stores are branded as CosmoProf and Armstrong McCall stores. These two brands and external consultants sell almost 10,500 branded professional salon products, including Paul Mitchell, Wella, Matrix, Schwarzkopf, Kenra, Goldwell, Joico, and CHI.
The CosmoProf Credit Card, also known as the CosmoProf Rewards Credit Card, has been launched by Sally Beauty Holdings to cater the salon professionals with an attractive reward program where they can earn rewards and get discounts on their professional purchases for salons at CosmoProf or any other Sally Beauty Stores or their dedicated online stores.
The Cosmo Prof is not a financial institution, lender, or bank, so the CosmoProf Credit Card is offered in partnership with Comenity Capital Bank.
There are two tiers of the CosmoProf Rewards Credit Cards. They are as follows:
Gold Tier CosmoProf Rewards Credit Card | Platinum Tier CosmoProf Rewards Credit Card |
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Cosmo Prof Credit Card holders receive instant access to benefits. The credit card holder benefits when shopping at CosmoProf are as follows:
The benefits of the Cosmo Prof Credit Card when shopping at Sally Beauty are as follows:
Other Benefits of the Cosmo Prof Credit Card:
At the time of launching credit cards by Sally Beauty Holdings, Inc., two credit cards were launched the Cosmo Prof Rewards Credit Card and the Sally Beauty Rewards Credit Card.
Sally Beauty Credit Card is just like the Cosmo Prof Credit Card, which allows consumers to earn rewards when they shop at Sally Beauty or Cosmo Prof.
Cardholders can also earn Beauty Marks, where 10 marks are awarded for every $1 spent. If the purchases are made at Sally Beauty, additional 2.5 Beauty Marks are awarded to both cards.
Let us now check the major differences:
Benefits of CosmoProf & Sally Beauty Credit Cards for Cardholders CosmoProf Rewards Credit Card Sally Beauty Rewards Credit Card
Every time the card is used, the cardholders receive 3% off. 
Every time cardholders spend $1, they earn an extra 2.5 points, i.e., Beauty Marks.
Get $10 off on the next purchase of $50 or more. 
Get a discount of 20% on your purchase using the card.
Platinum Tier Cosmo Prof credit cardholders get free standard shipping on orders worth $150 or more. 
Free standard shipping for cardholders within the USA with no condition of minimum spending.
A Surprise gift during the cardholder’s birthday month and on the anniversary of opening the account. 
When you open a Cosmo Prof Rewards Credit Card, you automatically become a Gold Tier member and can earn amazing rewards and discounts on your pro purchases. 
If you open a Cosmo Prof Rewards Credit Card and spend $4000 or more in a calendar year, then you are elevated to the Platinum Tier, where you enjoy all the perks of the Gold Tier and get free shipping on card orders above $150. 
Step 1: Go to Cosmo Prof’s credit card application page.
Step 2: Click “Apply Now”
Step 3: As the page opens, if you are already a registered member of CosmoProf and have an active profile, enter the registered email and password.
Step 4: Then click “Log In & Apply Now” and complete the process providing all the information and necessary documents.
Step 5: If you are a new user, then on the signup page, click on “Create Account & Apply” and then answer the questions, create a profile, upload documents and apply for the credit card and complete the process.
Step 1: Go to Comenity Bank’s dedicated page for Cosmo Prof.
Step 2: Click “Apply”
Step 3: It will lead to Cosmo Prof’s credit card application page.
Step 4: Then Repeat the steps as mentioned in Option 1.
Since all applications are subject to approval hence, once the application is submitted, it will be reviewed by the lending partner. Once approved, the card will be dispatched to the address of correspondence.
Follow the steps:
Step 1. Go to the Comenity Bank page for Cosmo Prof.
Step 2. Click “Register Now”
Step 3. You need to provide the following information.
Step 4. Click “Find My Account”
Step 5. Follow the instructions and complete the process to get a CosmoProf credit card holder account.
Activation is an important security measure as it confirms that the intended person has received the credit card and it has not fallen into the wrong hands.
Follow the steps for the activation process:
Step 1: To activate your CosmoProf Credit Card, go to Comenity’s page for CosmoProf.
Step 2: Click on “Activate Card” on the main menu.
Step 3: As the activation page loads, insert the information requested for the primary cardholder.
Step 4: Click on “Continue” and complete the process.
Note: You can also activate your card by calling 1-800-701-4169.
To log in to your CosmoProf Credit Card account and manage it, you must go to CosmoProf’s page at Comenity Bank.
Click on the “Sign In” button, and then as the login page loads, enter the username and password and click “Sign In” to access your account.
CosmoProf Credit Cards can be used at Cosmo Prof stores, at CosmoProfBeauty.com, and in the Cosmo Prof app as well as at Sally Beauty stores, sallybeauty.com, and the Sally Beauty app.
The CosmoProf Credit Card Customer Service details are as follows:
CosmoProf : 1-800-701-4169
TDD/TTY: 1-888-819-1918
For any further information, go to https://comenity.net/cosmoprof
You can write to the following address (Include your name, address, phone number, and Account number)
Comenity Capital Bank, PO Box 183003, Columbus, OH 43218-3003
Yes, there is an app for the CosmoProf credit card for Android phones and iPhones. You can download the Cosmo Prof App from the Google Play Store and Apple Store.
You need to visit the Cosmo Prof page for the credit card application and apply for the card to get a new card. If you have lost a card or want to consolidate the old and new card, call Customer Service at 888-206-1192 for further assistance.
Cosmo Prof accepts various payment options, including Visa, MasterCard, Discover (US only), and American Express. PayPal and Debit Cards with pins are not accepted.
No, Sally Beauty credit cards cannot be used at CosmoProf but only at Sally Beauty stores, online at SallyBeauty.com, and on the Sally Beauty App.
Read More:
CosmoProf Credit Card is specially designed for Salon Professionals to take advantage of the card and get additional discounts at Cosmo Prof and Sally Beauty.
It is the prerogative of every businessperson to reduce the cost of their goods to increase their margin. Hence, this credit card is a great option to reduce costs and earn rewards and gifts simultaneously.
Moreover, all your card purchases are kept track of, and you can use their automatic payments feature to schedule the bill payments so that you don’t need to worry about due dates and penalties.
However, this is not the card if you want a credit card for other services, such as lounge access or booking luxury hotels or flights.
The Cosmo Prof Rewards Credit Card is meant for professionals, and its offers and rewards are also suitable for them. If you are a regular customer of Cosmo Prof and purchase your pro purchases for your salons, this card may suit your needs.
Disclaimer: All the information presented in the article has been collected independently by BitMoneyAlpha and has not been reviewed or approved by Cosmo Prof, Sally Beauty Holdings, or Comenity Bank. The product information may vary. Please check the issuer’s websites for the latest information. The statements and opinions expressed in this article belong to the author and do not necessarily represent the views or opinions of any credit card issuer. The content is for informational purposes only. It is not financial advice.
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